Course Description

Get On Track is financial adulting on steroids. Find out if you’re on track with your finances (for your age and income) and if your goals are achievable within the time frame you want and realistic for your savings! You’ll set goals, prioritize them in a financially responsible way (I know I know.. boring) and get on a realistic budget to move your finances forward. Don’t worry – there’s definitely room for fun and vacations. In addition, this course allows you to see what income you need to be making to meet the spending demands in your life, reach your goals and save. It doesn’t matter what you’re saving for, you need a game-plan. This may just be the best thing that ever happened to your personal finances.

Why Take This Course?

Module 1: Taking Inventory – Are You On Track?

• • Let’s see where you stand financially! You may be pleasantly surprised!
    • Check if your net worth is on track for your income and age!
    • Check if your credit score is on track for your goals
    • Find out if you’re living within your means!

Module 2: Budget Life – How much can we realistically save?

• • A REALISTIC BUDGET. I hate the word budget, I prefer “spending guidelines”.  When you over budget yourself, it’s like being on an all lettuce diet. It’s not sustainable and eventually you binge. This course will not set you up to fail. It’s realistic and you get to decide!
    • Your customizable excel tool  will take a hard look at
      • What’s coming in
      • What’s going out
      • How much you can REALISTICALLY SAVE for
        • Debt repayment
        • Short-term
        • Medium Term and Retirement goals
    • The only way to reach your goals within the time frame you want is to reduce spending or make more money! We can’t control what we earn in the short-run, so reducing spending where we can get on track ASAP. A budget is the key. THE KEY!
    • You can use this tool every year to plan the new year ahead and ensure that you’re on track.

Module 3: The Plan

• • Prioritize your goals in a financially responsible way. (i.e. don’t put your retirement at risk so you can renovate the bathroom)
    • We only have so much money and we may not be able to do ALL THE THINGS. So, prioritizing is so important to ensure you get biggest financial bang for your buck.
  • Figure out what is possible and set realistic time frames (i.e. buy a home in 2 years or 5 years)
  • Find out how much income you need you earn each year (yourself or as a household)
    • This is a MUST if you want to renegotiate your salary, get a new job or if you’re self-employed and you want to know how much money you need to earn.

What you get:

• Access to 3 insanely helpful and fun video tutorials
• A MEGA-SOLID plan of attack to get your finances in line with your goals on the time horizon you want.
• Customizable, easy and nerdy planning tool! (a bad-ass spreadsheet )
  • • Can be updated as your life changes (as income increases so should savings)
    • Creates a Net Worth Statement
    • Can be used to track income and expenses
    • Shows you when your goals are doable and when they are not (aka, you may not be able to purchase

Course FAQ