Avoid Being House Poor

Most people have hear the rule that your monthly housing costs shouldn’t be more than  32% of your gross monthly income, but I’m a bit more hardcore than that. This rule can still lead to House Poor Tragedy. The reason? It’s calculated on your gross income, which...

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Pre-approval for a Mortgage

So, you’ve saved up a down payment, you know you’re not going to be house poor and now you want to start your house search. Before you begin, you should get pre-approved for a mortgage from your financial institution. Here’s how to wow your financial institution...

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