How to build good credit as a student

How to build good credit as a student

Getting your first credit card as a college or university student can be almost as exciting as getting your first car. While you won’t be smooching at the drive-in or going on a road trip, you can pay for dinner on a date and charge a flight, so kinda of the...
What’s your partner’s number?

What’s your partner’s number?

Their credit score number we mean. Get your mind out of the gutter! Less than 50% of Canadians know their credit score, according to RateHub.ca, which is kind of amazing considering how important it is. Without a good credit score it is hard to get a loan at a good...
How to not shop your way to debt

How to not shop your way to debt

Guess what we heard yesterday in the mall? CHRISTMAS MUSIC! Yay! It’s that perfect time of year, when the crowds are still few, the weather mild and the strains of “tra-la-la-la-la” hasn’t started to annoy us yet. Also, let’s not forget the AWESOME merchandise that’s...

Avoid Being House Poor

Most people have hear the rule that your monthly housing costs shouldn’t be more than  32% of your gross monthly income, but I’m a bit more hardcore than that. This rule can still lead to House Poor Tragedy. The reason? It’s calculated on your gross income, which...

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